How can I make additional payments to my mortgage?
To find out if you can make overpayments to your mortgage account please refer to your original Mortgage Offer of Loan. Some customers may be charged to make an overpayment to their mortgage account. NRAM are currently offering an Early Repayment Charge (ERC) waiver, find out how this could help you.
You can make overpayments in several different ways,
By Internet Banking - Direct Credit payments should be sent to:
Account Number: 80092071
Sort Code: 60-95-83
The reference quoted should be your mortgage account number please make sure the reference quoted is in the correct format to ensure the payment is made to your mortgage account.
By Debit Card - Contact us on 0845 609 9610* to make a Debit Card payment over the phone.
By Direct Debit - If you want to overpay by Direct Debit on a monthly basis contact NRAM on 0845 609 9610* and we will arrange to set up a payment arrangement for you. This means your overpayment will be collected with your monthly mortgage payment on the first working day of every month.
By Standing Order - To set up a standing order to make additional payments to your mortgage simply fill out the standing order form and send to your bank.
By Cheque - Cheque should be made payable to NRAM with your mortgage account number clearly written on the back of the cheque and sent to:
NRAM Mortgage Operations
PO Box 624
Interest on cheques credited to your mortgage account will be adjusted two business days after we process the cheque.
*Lines are open Monday to Friday 8.30am to 5.30pm and are at charged at your service providers prevailing rate, calls may be monitored and recorded.